1. Introduction

The website, the Objais mobile application (iOS and Android) and all related content (hereinafter the “Application”) are provided by Quotinsure Lda, a company registered in Portugal.

By downloading, accessing, or using the Application, or by subscribing to a paid plan, you unconditionally accept these Terms and Conditions.
If you do not agree to these terms, you must not use the Application.

Objais is a platform for the presentation, management, and sharing of collections of artworks, valuable objects, or digital creations.
Objais is neither an art expert nor a marketplace.

The use of your personal data through the Application is governed by our Privacy Policy, available within the Application and on our website.

Objais reserves the right to modify these Terms at any time. Any change will be notified within the Application. Your continued use of the Application after publication of such modifications constitutes acceptance of the revised Terms.

2. Access to the Application

The Application is intended for users aged 18 and over. You must have a compatible device, an Internet connection, and, where applicable, an account on a third-party app store.

Objais does not guarantee uninterrupted or error-free access. Certain features may be restricted to registered users.

3. Registration and Security

Some features require the creation of an account.
You are responsible for the accuracy of the information provided, for maintaining the confidentiality of your login credentials, and for all activities carried out under your account.

When creating your account, it is recommended that you use a pseudonym and, if possible, an email address that does not directly identify you.

Objais reserves the right to suspend or terminate any account in case of non-compliance with these Terms or in the event of misuse of the service.

4. Nature of the Service and Scope of Insurance Estimates

The Application allows users to obtain a non-binding, indicative estimate of a potential insurance premium.
These estimates are provided for informational purposes only.

Only Objais or its authorized partners are qualified to issue a formal quote and a personalized insurance proposal, upon user request submitted through the dedicated form available in the Application.

5. Acceptable Use

You agree to use the Application:

• for personal, non-commercial purposes;
• in accordance with applicable laws and these Terms.

You must not:

• copy, distribute, reproduce, or modify the content of the Application;
• use the Application in a fraudulent, harmful, or abusive way (e.g., viruses, automated data extraction, scraping, etc.);
• post or transmit any unlawful, defamatory, inappropriate, or copyrighted content without authorization.

Objais reserves the right to delete or block any account or content that violates these rules.

6. User-Generated Content

Users may submit content (texts, images, videos, reviews, or other media).
By doing so, you confirm that you hold all necessary rights and grant Objais a worldwide, free, non-exclusive, and irrevocable license to use such content within the Application (display, promotion, archiving, etc.).

Objais acts as a content host and cannot be held liable for information published by users.
Objais reserves the right to delete or modify any content that violates the law or these Terms, without prior notice.

A reporting mechanism is available to flag inappropriate content.

7. Intellectual Property

The Application, including its code, design, logo, content, and structure, is protected by intellectual property rights.
Objais or its licensors hold all ownership rights. No property rights are transferred to the user.

Certain elements may include open-source components governed by their own licenses.

Any reproduction, modification, or unauthorized use of Objais content is strictly prohibited.

8. Objais Publishing Charter

(Rules for the acceptance and moderation of artworks, valuable items, and digital creations)

8.1 Authenticity and Accuracy

• The artworks or objects must actually exist or be the original creation of the user.
• The information provided (title, description, author, date, medium, etc.) must be accurate and verifiable.
• Digital works must be clearly identified as such (NFT, AI-generated creation, digital art, etc.).

8.2 Quality and Visual Presentation

• Images must be clear, sharp, and faithfully represent the item shown.
• Physical objects should be photographed without blur, excessive shadows, or misleading editing.
• Digital works must be presented accurately and in full.

8.3 Copyright and Intellectual Property

• The user must hold the publication and distribution rights for any content uploaded.
• Copyrighted works may only be published with the explicit authorization of the rights holder.
• Public domain works may be used to create imaginary collections or reproductions, under the user’s sole responsibility.
• Objais declines any liability for potential third-party rights violations.

8.4 Privacy and Respect for Others

• Images must not contain recognizable faces or personal data.
• Users agree to respect the privacy and image rights of others.

8.5 Prohibited Content

• No content of an illegal, violent, hateful, sexual, political, or discriminatory nature is permitted.
• Depictions of weapons or dangerous objects are allowed only within a clearly defined artistic or historical context.

8.6 Categorization and Editorial Line

• The item or artwork must be placed in the appropriate category (art, jewelry, design, photography, digital art, yacht, etc.).
• Items with no artistic, historical, or heritage value, and which do not correspond to the Objais universe, may be refused.

8.7 Public / Private Status

• The user must explicitly choose whether the content is public or private.
• No default status is pre-selected.
• The status may be changed at any time from the user’s account.

8.8 Validation and Moderation

• All content is subject to Objais moderation before publication.
• Objais may refuse, hide, or remove any content that violates this charter or applicable law.

8.9 User Responsibility

• The user is solely responsible for all content published.
• Objais cannot be held liable for any infringement of copyright, image rights, or intellectual property committed by users.

9. Personal Data

Your data is processed in accordance with our Privacy Policy, available within the Application and on our website.
To preserve your anonymity, only the city and country of residence may be displayed.

When creating your account, we recommend using a pseudonym and, where possible, an email address that does not directly identify you.

10. External Links

The Application may contain links to third-party websites. Objais is not responsible for their content, operation, or availability.
The inclusion of any link does not imply approval or endorsement by Objais.

11. Suspension or Termination

Objais may suspend or terminate your access without prior notice in the event of:

• a breach of these Terms;
• abusive or fraudulent behavior;
• activity contrary to applicable law.
• inactivity for more than 6 month

In case of termination:

• access to your account and your content will be discontinued; your content will not be retained and will be deleted.
• Objais reserves the right to take any appropriate legal action.

11.1 Deactivation and Automatic Deletion of Inactive Accounts

To ensure data security and the proper functioning of the platform, Objais reserves the right to deactivate and delete any account that has remained inactive for a continuous period of six (6) months.

An account is considered inactive when none of the following actions have been performed by the user:
• logging into the Application;
• adding or modifying an item or collection;
• using social features (likes, comments, following);
• interacting with Objais services.

Before any permanent deletion, the user will receive an email notification informing them of the upcoming deactivation of their account and will have a 30-day period to log in and reactivate it.

After this period, the account and all associated data (profile, collections, content, interactions) will be permanently deleted.

Objais cannot be held liable for any loss of information resulting from such deletion.

12. Availability and Updates

Objais reserves the right to modify, improve, or discontinue the Application at any time.
Certain updates may be required to continue using the service.

13. Limitation of Liability

Objais shall not be held liable for:

• commercial, indirect, or consequential losses;
• lost, corrupted, or deleted data;
• temporary unavailability of the service.

Objais’s total liability is limited to the amount paid by the user in the 12 months preceding the event giving rise to the claim, or €300, whichever is greater.

Objais does not exclude liability in cases of gross negligence, fraud, death, or personal injury resulting from its own acts or omissions.

14. Governing Law and Jurisdiction

These Terms are governed by Portuguese law.
Any dispute shall be submitted to the competent courts of Lisbon, unless otherwise required by mandatory local law.

15. Contact

For any questions, complaints, or requests for assistance, you may contact Objais at:
📧 This email address is being protected from spambots. You need JavaScript enabled to view it.

Version 1.2 — Updated on September 1, 2025
© Objais, 2025. All rights reserved.